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Specialized Counsel.
Personal Relationships.

Our team of licensed professionals brings decades of combined experience across commercial and personal lines. We are not a call center — we are your dedicated risk advisors.

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David Dlugasch

Principal & Senior Risk Advisor

Commercial Lines · Business Owners · Real Estate

With over 18 years of experience in independent insurance brokerage, David founded Collaborative Insurance Solutions to bring a client-first, multi-carrier approach to Massachusetts businesses and families. His expertise spans complex commercial property portfolios, contractor liability programs, and high-value personal lines. David holds designations in Commercial Lines Coverage (CIC) and is a licensed Massachusetts Property & Casualty broker.

Commercial & Personal Lines Strategy

CIC DesignationMA P&C Licensed18+ Years Experience
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Sarah Whitmore

Senior Account Manager

Personal Lines · Auto · Home · Flood

Sarah brings a decade of personal lines expertise to every client relationship. She specializes in crafting comprehensive household protection strategies — from standard auto and homeowners policies to specialty flood and umbrella coverage. Her meticulous approach to coverage gap analysis has saved clients thousands in uncovered claims.

Personal Lines & Client Relations

MA P&C Licensed10+ Years ExperienceFlood Specialist
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Marcus Reyes

Commercial Lines Consultant

BOP · Contractor Programs · Multifamily

Marcus is our commercial lines specialist with deep expertise in contractor insurance programs, business owners policies, and multifamily residential risk. He has structured coverage programs for over 200 commercial clients across Massachusetts, with a particular focus on construction firms and real estate investment portfolios.

Commercial Risk Architecture

CPCU CandidateMA P&C LicensedConstruction Specialist
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Jennifer Callahan

Client Services Manager

Policy Administration · Claims Advocacy · Renewals

Jennifer is the operational backbone of our agency, managing policy renewals, claims advocacy, and carrier communications. Her background in insurance carrier operations gives her unique insight into the claims process, allowing her to advocate effectively on behalf of clients during complex loss situations.

Operations & Claims Support

MA P&C LicensedClaims Advocacy Certified8+ Years Experience

What Sets Our Team Apart

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Expert Counsel

Every advisor holds active Massachusetts licensure and ongoing professional education credentials.

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Client-First Culture

We measure success by client outcomes — not premium volume or carrier quotas.

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Coverage Precision

We conduct thorough gap analyses to ensure no exposure goes unaddressed.

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Direct Access

You work directly with your advisor — no call centers, no automated routing.

Ready to Work With Our Team?

Connect directly with a licensed advisor to discuss your coverage needs.